TD Bank has posted new mortgage rates on Monday. These rates assume a TD Bank relationship, whether it is existing or within 14 days of application, that applies a 0.125% rate discount. The best mortgage rate at TD Bank today for a 30-year fixed mortgage is 4.187% with an APR of 4.251%. A 30-year FHA loan is quoted at a lower 3.750% with an APR of 4.846%. TD Bank advertises a 15-year fixed rate mortgage today at 3.437% with an APR of 3.548%.
Buyers who want greater flexibility may lock into a 5/1 adjustable rate mortgage today at 3.313% with an APR of 3.087%. TD Bank quotes a 7/1 ARM at 3.313% for the first seven years with an APR of 3.137%. For more stability, buyers can opt for a 10/1 ARM at 3.687% for the first ten years with an APR of 3.433%. A 15/1 ARM for even greater predictability is quoted today at 3.937% with an APR of 3.787%.
TD Bank offers similarly competitive rates for refinance loans as well. A 30-year refi loan is quoted at 4.187% today with an APR of 4.251%. An FHA refinance is published at 3.750% with a higher APR of 4.846%. The shorter-term 15-year fixed refinance loan is quoted at 3.437% with an APR of 3.548%.
Homeowners can lock into a 1/1 ARM for the best mortgage rate at TD Bank: 1.937% with an APR of 2.863%. A 5/1 adjustable rate mortgage refinance is quoted at 3.313% with an APR of 3.086%. A 7/1 ARM refinance is quoted at 3.313% for the first seven years with an APR of 3.137%. A 10/1 ARM refi is quoted at 3.687% for the first ten years with an APR of 3.433%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
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