Today’s Mortgage rates of Chase Bank, US Bank Corp and Freddie Mac (7/31)

Current Mortgage rates of Chase Bank US Bank Corp and Freddie MacToday, Chase Bank released their offer of the 30 year Fixed rate mortgage at 4.500% with a corresponding annual percentage rate of 4.585%. 15 year FRM is also available and can be had at the bank today at 3.750% with an APR of 3.915%. For the more flexible adjustable rate mortgage, the 5 year ARM is at 3.875% with an APR of 3.343%, while the 7 year ARM can be had at 4.125% with an APR of 3.574%. Refinance rates are also made available today, starting with the 30 year refinance at 4.500% with an APR of 4.618%. The 15 year refinance is at 3.500% with an APR of 3.609%. Shorter terms refinance are also available. The 5 year refinance is offered at 3.500% with an APR of 3.219%, while the 7 year refinance can be had at 3.625% with an APR of 3.344%.

Moving on to the offers of US Bank Corp. today, the 30 year FRM can be had at 4.375% with an equivalent APR of 4.590%. FHA has theirs at 4.375% with an APR of 4.879%. For the 15 year FRM, it is offered today at the bank for 3.375% with an APR of 3.741%. FHA also has theirs at 3.750% with an APR of 4.312%. Flexible rates at 5 year ARM also is available at US Bank Corp today for 2.375% with an APR of 3.165%.


Freddie Mac’s offer for the 30 year FRM remains the same at 4.31%, while their offer for the 15 year FRM is made available today at the bank for 3.39%. Last is the much shorter term of 5 year ARM is3.16%.

Freddie Mac still hold today’s lowest rate for the 30 year FRM at 4.31%, a lower rate compared to Chase Bank’s available rate of 4.500% and US Bank Corp’s offer today of 4.375%.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower.

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About the author

Rob is a analyst and reporter covering stocks and business news.