Today’s Mortgage rates of Chase Bank, US Bank Corp and Freddie Mac (7/26)

Current Mortgage rates of Chase Bank US Bank Corp and Freddie MacChase Bank presented their 30 year fixed rate mortgage today at 4.375% with an APR of 4.481%. Their 15 year FRM is at 3.500% for the third day in a row, but carrying today a higher APR of 3.646%.  For the category of adjustable rate mortgage, the bank’s 7 year term is offered at 3.625% with an APR of 3.334%. Their 5 year term is unchanged at 3.250% having an APR of 3.131%.

Moving on to US Bank Corp. their interest rate for the 30 year FRM is the same for three days in a row, it sits at 4.500% having an equally unchanged APR of 4.739%. Their 15 year FRM and its APR also remains unchanged at 3.500% and 3.830%. For their 5 year ARM offer, it still is at 2.500% with an APR of 3.287%.

Slightly decreasing is Freddie Mac’s offer for their 30 year FRM at 4.310%. Their 15 year FRM also decreases at 3.390% from 3.410% yesterday. Although minimal, the 5 year ARM of Freddie Mac also declined a bit; it is at 3.160% today.


Having looked upon the three banks, it is noticeable that because of Freddie Mac’s decrease in rate for their 30 year FRM, the bank now holds today’s lowest rate at 4,310%. Chase Bank and US Bank Corp have theirs at 4.375% with an APR of 4.481 for Chase Bank and 4.500% with an APR of 4.739% for US Bank Corp. In the category of 15 year FRM, Freddie Mac still holds the lowest rate today at 3.390%, while the other two banks are at a tie having theirs at 3.500%. But when you look at the 5 year ARM of the banks, this time US Bank Corp holds the lowest rate at 2.500%.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower.

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About the author

Rob is a analyst and reporter covering stocks and business news.