Today’s Mortgage rates from Bank of America, Wells Fargo and PNC Bank (7/26)

Current Mortgage rates from BOA Wells Fargo PNC BankRemaining unchanged today is the fixed rate mortgage for the 30 year term of Bank of America, at 4.625% having with it a slightly higher APR of 4.750%. In the adjustable rate mortgage category, their 5 year term decreases today at 3.875% but with a higher APR of 3.370%. Also available is the refinance FRM of 30 years at 4.625% with an APR of 4.750%. For the refinance rate of the 5 year ARM, it is at 3.875% with an APR of 3.331%.

Next is Wells Fargo, the bank presented their FRM for 30 years today at 4.375% carrying with it an APR of 4.735%. Remaining the same as yesterday is the bank’s 15 year FRM at 3.500% but with a slightly higher APR of 3.999%. For the ARM division, they have their 5 year term at 3.125% plus an APR of 3.283%.


PNC Bank offers their 30 year FRM today at 4.500% resulting to an APR of 4.646%. The bank’s 20 year FRM remains the same at 4.000% with a higher APR of 4.254%. Their 15 year FRM is also unchanged at 3.375% carrying with it a higher APR too of 3.673%. They also have 10 year FRM which can be had at 3.125% yielding an APR of 3.580%. PNC Bank also offer refinance rates, their 30 year term sits at 4.625% with an APR of 4.770% while their 15 year term remains the same at 3.500% with an APR of 3.812%

Because of the increase in today’s 30 year FRM of PNC Bank, Wells Fargo now has the lowest 30 year FRM interest rate at4.375% and an APR of 3.735%. Bank of America and PNC Bank’s offer are slightly higher at 4.625% with an APR of 4.750%, and 4.500% with an APR of 4.646% respectively.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower.

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About the author

Rob is a analyst and reporter covering stocks and business news.