Today’s Mortgage Rates carried by Citigroup, BB&T, and SunTrust Bank (7/31)

Today's Mortgage Rates by Citigroup BB&T SunTrust 7-31-13Citigroup offers a quote today for the 30 year fixed rate mortgage. The 30 year FRM can be had at 4.375% with a corresponding annual percentage rate of 4.584%. For the 15 year FRM offer of the bank today, it can be had at a rate of 3.500% with an APR of 3.783%. Refinance rates are also available today at Citigroup. The 30 year refinance can be had at 4.500% with an APR of 4.672%. Next is the 15 year refinance is at 3.500% with an APR of 3.829%.

Next in the list is BB&T’s presented quote for today, starting with the 30 year FRM that can be had at 4.000% with an APR of 4.113%. The 20 year FRM is also available and can be had at 3.500% with an APR of 4.029%. For the shorter term of 15 year FRM, the bank’s offer is at 4.500% with an APR of 4.991%. Next is the much shorter 10 year FRM offered today at 4.000% with an APR of 4.637%. Refinance rates are also made available today at the bank, starting with the 30 year refinance at 4.000% with an APR of 4.123%. The 20 year refinance is at 3.500% with an APR of 4.110%. The shorter 15 year refinance is at 4.500% with an APR of 5.042%. Last is the 10 year refinance at 4.000% with an APR of 4.648%

 

SunTrust’s offer today for the 30 year FRM is at 4.490% with an APR of 4.635%. FHA has theirs at 4.400% with an APR of 6.033%. The 15 year FRM is also available for 3.490% with at APR of 3.679%. The shorter term of 7 year ARM is at 3.875% with an APR of 3.458%. The 5 year ARM is at 3.490% with an APR of 3.458%

BB&T holds the lowest offers today for the 30 year FRM at 4.000% a much lower rate compared to Citigroup’s 4.375% and SunTrust’s 4.490%.

Disclaimer: The rates quoted above are basically the average advertised by a particular lending company. No guarantee of taken from the lender’ aspect whether the borrower will qualify for the mortgage rates mentioned in the article. The lenders dole out interest depending upon various facets, some of which may be unique to the borrower.

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About the author

Rob is a analyst and reporter covering stocks and business news.