At one of the most popular foreign mortgage lender, Toronto Dominion Bank (NYSE: TD), the benchmark 30 year fixed mortgage interest rates are still holding firm on August 27, 2014. The mortgage shoppers, who are looking forward to visit the local branches of TD Bank in search of ideal home purchase or refinancing mortgage home loans today, will find no change in the lending rates as compared to yesterday.
To start with, under the standard, long term home loan category, bank published its 30 year fixed rate mortgage home loan deals at an interest rate of 4.250% and an annual percentage rate of 4.367% today. The relatively shorter, 15 year fixed rate mortgage home loan options are now advertised in the loan portfolio at a lending rate of 3.500% and an annual percentage yield of 3.702% this Wednesday.
For the borrowers, who are willing to secure variable rate home loan deals, the bank offers its best 3 year adjustable rate mortgage home loans at a starting interest rate of 2.875% and an APR yield of 2.884% to start with. The relatively more flexible, 5 year adjustable rate mortgage home loans are now available at an interest rate of 3.375% and are coming out with an APR yield of 3.075% during the starting years of the home loan period.
The mortgage shoppers, who are keen in going for more flexible interest rates, can now opt for the 7 year adjustable rate mortgage deals by bearing an interest rate of 3.500% and are carrying an APR yield of 3.206% today. The more flexible, 10 year adjustable rate mortgages are now up for grabs at a starting interest rate of 3.625% and are accompanied by an annual percentage yield of 3.396%.
In the refinancing mortgage home loan section, the popular 30 year fixed rate mortgage deals can be seen sitting next to an interest rate of 4.312% and an APR yield of 4.431% this Wednesday. In the short term refinance mortgage section, the 15 year refinancing fixed rate home loan packages can be seen advertised at an interest rate of 3.562% and an APR yield of 3.767% today.
As far as the adjustable rate mortgage options are concerned, the potential home loan borrowers can find the best 5 year refinancing home loan deals being quoted at a lending price of 3.438% and an APR yield of 3.099% to begin with. The more flexible, 7 year refinancing adjustable rate home loans are now up for grabs at a starting interest rate of 3.562% and an APR yield of 3.237%.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
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