Today’s Mortgage Home Loan Rates at TD Bank – September 16, 2014

Today's Mortgage Home Loan Rates at TD Bank - September 16, 2014Maintaining its usual pace, the popular Canadian lender, Toronto Dominion Bank (NYSE: TD), choose to make no pleasant or unpleasant alterations to its benchmark 30 year fixed mortgage interest rates on September 16, 2014. The borrowers, who are interested in securing ideal home purchase or refinancing mortgage deals from TD Bank today, will find no movement in the mortgage interest rates as compared to yesterday.

As per the most recent mortgage charts released by the bank, the standard, long term, 30 year fixed rate mortgage home loans are still advertised at an interest rate of 4.500% and are backed by an annual percentage rate of 4.612% today. The relatively shorter, 15 year fixed rate mortgage home loans are now up for grabs at an interest rate of 3.625% and an annual  percentage yield of 3.817% this Tuesday.

The mortgage shoppers, who are planning on acquiring conventional home loans, but face some issues due to their poor credit rating of past, or their inability to deal with heavy down payment conditions, can reap the benefits of the FHA insured, 30 year fixed rate mortgage home loans offered by the Canadian lender at an interest rate of 4.125% and an APR yield of 5.283%, which is somewhat higher than the non-FHA home loans.

Heading towards the flexible home financing division, the mortgage shoppers can spot the ideal 5 year adjustable rate mortgage home loan deals being traded at an interest price of 3.250% and an annual return rate equivalent to 3.107% to start with. The more flexible, 7 year adjustable rate mortgage home loan deals can now be locked in at an interest rate of 3.500% and an APR yield of 3.268%.

A closer look at the refinancing home loan section will reveal that the 30 year fixed rate mortgage options are still listed against an interest of 4.562% and carrying an annual percentage rate of 4.676% today. The relatively shorter, 15 year counterparts of the 30 year refinancing fixed rate mortgage home loans are now published in the bank’s books at an interest rate of  3.688% and an annual return rate of 3.883% this Tuesday.

When it comes to variable rate mortgages options, the ideal 5 year adjustable rate home loans can be seen tagged with an interest price of 3.312% and an APR yield of 3.312% during the initial years of the loan tenure. The more flexible, 7 year adjustable rate mortgage home loans can now be secured by bearing a starting interest rate of 3.562% and an APR yield of 3.299% to start with.

Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.

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About the author

Rob is a analyst and reporter covering stocks and business news.