Summary of Current Mortgage Interest Rates at US Bank Corp on February 14, 2014

This Friday, the benchmark 30 year fixed rate mortgage interest rates at US Bank Corp (NYSE: USB) didn’t register any movement and are hanging around the same spot as yesterday, and perhaps, the rest of the week. The US Bank Corp loyalists, who are planning on visiting the bank for acquiring ideal home loans, will find no adjustments in the fixed and flexible home loan rates on February 14, 2014.

As of now, the standard, long term, 30 year fixed rate mortgage home loan deals are coming out at an interest rate of 4.500% and are backed by an annual percentage rate of 4.673% today. However, the short term, 15 year fixed rate mortgage home loans can be seen coming out at an interest rate of 3.500% and an APR yield of 3.811% today. The shortest, 10 year fixed rate mortgage home loan plans can also be found trading at an interest rate of 3.375% and an APR yield of 3.823% today.

For the troubled customers, who are facing problems in securing ideal conventional home loans due to their bad credit score of the past, or are finding it difficult to deal with the expensive down payment conditions, the bank is offering the FHA versions of 30 year fixed rate mortgage home loans at an interest rate of 4.375% and an APR yield of 4.879% today. The short term, 15 year FHA fixed rate mortgage deals can be secured at an interest rate of 4.000% and an APR yield of 4.565% today.

The mortgage shoppers, who are planning on securing ideal finances for purchasing expensive home, can reap the benefits of the best 30 year jumbo fixed rate mortgage home loans, which are now being advertised at an interest rate of 4.625% and an annual percentage yield of 4.777% today. However, the shorter, 15 year jumbo fixed rate mortgage plans can be locked in at an interest price of 3.750% and an annual return of 4.008% this Friday.

When it comes to the variable rate home loan deals, the interest customers can lock in the best 3 year adjustable rate mortgage plans at a starting interest rate of 2.250% and an APR yield of 3.261% to begin with. On the other hand, the 5 year adjustable rate mortgage plans are coming out at an interest rate of 2.625% and an annual percentage yield of 3.250% during the initial years of the home loan tenure. 

Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.

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About the author

Rob is a analyst and reporter covering stocks and business news.