After dealing with the regular ups and downs for the past few days, the benchmark 30 year fixed mortgage interest rates at the Canadian lender, Toronto Dominion Bank (NYSE: TD), are holding firm on April 1, 2014. Today, the eligible home loan borrowers will find no change in the lending rates, at which, the ideal home purchase and refinancing deals are being advertised today.
A closer look at the latest mortgage rate charts released by the bank this Tuesday will reveal that the standard, long term, 30 year fixed rate mortgage home loan deals are being traded at the same interest rate of 4.625% and are carrying an annual percentage rate of 4.738% today. On the other hand, in the short term home loan section, the bank is offering its 15 year fixed rate mortgage home loan plans at a lending cost of 3.625% and an APR yield of 3.817%.
The mortgage borrowers, who are finding it difficult to acquire conventional home loan deals owing to their poor credit score of the past or their inability to deal with the heavy down payment requirements, can reap the benefits of the FHA versions of home loan deals offered by the bank today. Today, the bank is offering its 30 year FHA fixed rate mortgage home loan deals at an interest price of 4.125% and an APR yield of 5.283%.
When it comes to the flexible home loan packages, the Canadian lender is currently offering its best 5 year adjustable rate mortgage home loan plans at a starting interest rate of 3.250% and an APR yield of 3.107% to begin with. On the other hand, the more flexible, 7 year adjustable rate mortgage plans can be acquired at an interest price of 3.500% and an annual return rate of 3.268% during the starting years of the home loan period.
Heading towards the refinancing home loan division, the interested borrowers can spot the popular 30 year fixed rate mortgage home loan schemes being traded at an interest rate of 4.688% and offering an APR yield of 4.803% today. Alternatively, the short term, 15 year counterparts of the 30 year refinancing fixed rate home loan schemes are up for grabs at an interest rate of 3.688% and an APR yield of 3.833% this Tuesday.
As far as the adjustable rate mortgage home loan deals are concerned, the mortgage shoppers can spot the best 5 year refinancing deals being traded at an interest rate of 3.312% and are backed by an APR yield of 3.131%. On the other hand, the more flexible, 7 year refinancing variable rate home loan deals can be locked in at a starting interest rate of 3.562% and an APR yield of 3.299% to start with.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
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