Home Mortgage Rates at Capital One Financial (November 27, 2013)

Home Mortgage Rates at Capital One Financial November 27 2013At Capital One Financial Corp (NYSE: COF), the fresh home purchase as well as refinancing interest rates appeared to be flat for the third straight day in this week. The standard 30 year fixed mortgage rates showed no improvement or brought no element of surprise for the potential home buyers on Wednesday.

As per the information published by Capital One Financial on 27 November, 2013, the benchmark 30 year fixed rate mortgage loans can be had by those who agree to deal with an interest charge of 4.250% and are happy with an APR yield of 4.279%. In the short tenure category, the 15 year fixed rate mortgage deals are coming out at an interest cost of 3.375% today and are backed by an APR yield of 3.424%.

With an aim to support the bigger dreams of home buyers, jumbo versions of the fixed rate mortgages are included in the loan portfolio of the bank. The lender lists its 30 year Jumbo FRM deals at a rate of 4.375% today, which carry a higher APR yield of 4.389%, which are definitely higher than the non-jumbo mortgages. On the other hand, the 15 year Jumbo home loan deals are up for grabs at a rate of 3.750% and an annual percentage rate of 3.774%.

For the mortgagors who want more flexibility in interest rates, the American lender provides 5 year adjustable rate mortgage options at a rate of 3.125%, which carry an APR yield of 2.988%. In the similar category, the 7 year ARM deals can be secured by bearing an Interest charge of 3.375% and an annual percentage rate of 3.133%.

The Better Business Bureau serving the Central East Texas region has been approached by a good number of customers who have received several automated calls which claim to be from Capital One Financial. The message in the automated calls alerts the customers regarding their credit cards being compromised, and instructing them to press ‘1’ for proceeding further and having a word with the security officer.

The customers reached the bureau with a suspicion that these calls are an attempt to obtain personal and banking information from the customers and are not made by the bank. BBB has confirmed that the automated calls are not legitimate and have set up a fraud tip-line for the customers to register the phone number from which they receive the call.

Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.

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About the author

Rob is a analyst and reporter covering stocks and business news.