After going through its share of regular ups and downs all through the week, Toronto Dominion Bank (NYSE: TD) managed to keep the lending rates of new home purchase and refinancing loan options steady on January 24, 2014. The eligible borrowers visiting the local office of TD bank will find no change in the benchmark 30 year fixed mortgage interest rates this Friday.
Starting with the standard, long term, home loan options available at the bank, the customers can acquire the 30 year fixed rate mortgage home loan deals at an interest rate of 4.562% and an annual percentage rate of 4.676% today. In the short term financing section, the bank is offering its 15 year fixed rate mortgage home loan packages at an interest cost of 3.688% and an APR yield of 3.883%.
As far as the adjustable rate mortgage packages are concerned, the Canadian lender is now offering the best 3 year variable interest deals at an interest cost of 2.688% and an APR yield of 2.938%. However, the 5 year adjustable rate mortgage home loans are tagged at an interest price of 3.188% and an APR yield of 3.087% today.
The borrowers interested in enjoying more flexible interest rates can acquire the 7 year adjustable rate mortgage plans at a lending rate of 3.438% and an APR yield of 3.240% to begin with. On the other hand, the most flexible, 10 year ARM home loan deals are up for grabs at a starting interest rate of 3.688% and an APR yield of 3.480% today.
In its refinancing home loan section, the bank is today offering its 30 year fixed rate mortgage home loan deals at an interest rate of 4.812% and an APR yield of 4.928%. On the other hand, the short term, 15 year refinancing fixed rate home loan options can be locked in at an interest price of 3.938% and an APR yield of 4.134% today.
When it comes to the adjustable rate mortgage home loan options, the customers can find the best 5 year refinancing deals hanging around an interest rate of 3.438% and carrying an APR yield of 3.175%. However, the more flexible, 7 year refinancing variable rate home loan packages are up for grabs at a starting interest cost of 3.688% and an APR yield of 3.359% to begin with.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
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