Mortgage interest rates have moved higher at Toronto Dominion Bank on Tuesday, October 28. The benchmark 30-year fixed rate mortgage is quoted higher at 4.000% today with an APR of 4.063%, while the 30-year FHA loan is offered with an interest rate of 3.750% and a corresponding APR of 4.846%. TD Bank advertises the 15-year fixed loan at a higher 3.250% today with a 3.361% APR.
For buyers who want more flexibility, TD Bank offers a 5/1 adjustable rate mortgage at 3.000% for the first five years with an APR of 2.895% to start. The 7/1 ARM is published at 3.250% for the first seven years with an APR of 3.039%. For greater predictability, buyers can lock into a 10/1 ARM today at 3.375% at TD Bank with a starting APR of 3.190%. The best mortgage rate at TD Bank today is 1.875% for a 1/1 ARM with a starting APR of 2.743%.
TD Bank Refinance Rates
Refinance interest rates at TD Bank today are lowered than advertised purchase rates. Homeowners can lock into a 30-year refinance loan at 3.937% with a 4.000% APR. The popular FHA refinance loan is quoted at 3.750% with a 4.846% APR. Homeowners can refinance into the popular 15-year fixed refi loan at 3.187% with an APR of 3.297%. For more flexibility and a lower rate, homeowners can turn to the 5/1 refinance loan at 2.937% for the first five years with a starting APR of 2.873%. A 7/1 adjustable rate refinance loan is quoted today at 3.187% for the first seven years with an APR of 3.010%. Homeowners who want more long-term predictability can lock into a rate of 3.313% with a 10/1 ARM refinance with an APR of 3.152% to start.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
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