Current Mortgage Rates Lower at TD Bank (Tues Oct 14 )

Current Mortgage Rates Lower at TD Bank (Tues Oct 14 )Mortgage rates at Toronto Dominion Bank have moved lower on Tuesday, following the Columbus Day holiday. The standard 30-year mortgage is quoted at 3.937% today with an APR of 4.000%. Buyers can lock into the 30-year FHA loan today with a 3.625% interest rate and a corresponding APR of 4.717%. A shorter-term 15-year fixed loan is advertised at 3.187% with an APR of 3.298%.

Buyers who want an adjustable rate mortgage will find many options at TD Bank with competitive rates. The best mortgage rate TD is for a 1/1 ARM at 1.937% for the first year with an APR of 2.748%. A 5/1 ARM is quoted at 3.063% for the first five years with an APR of 2.917% to start. The popular 7/1 adjustable rate mortgage is quoted at 3.187% for the first seven years with a corresponding APR of 3.010%. For buyers who want more long-term predictability, a 10/1 ARM is quoted at 3.437% today for the first ten years with an APR of 3.228%. A 15/1 adjustable rate mortgage is advertised at 3.687% today with an APR of 3.559%.

Today’s TD Bank Refinance Rates

Refinance rates at TD Bank are very close to purchase rates for most products. A 30-year refi loan is quoted at 3.937% with an APR of 4.000%. Homeowners can lock into a 15-year fixed loan at 3.187% today and get a 3.297% APR. For homeowners who want to refinance an FHA loan for 30 years, TD Bank offers an interest rate of 3.625% with a 4.717% APR. The popular 5/1 ARM refinance loan is quoted at 3.063% today for the first five years with a corresponding APR of 2.917%. A 10/1 ARM refi loan is quoted at 3.437% for the first ten years with a 3.228% APR.

Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.

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Rob is a analyst and reporter covering stocks and business news.