Rates remain largely flat for mortgages at Capital One Financial today. Capital One advertises the standard 30-year fixed rate mortgage at the same 3.875% interest rate with a corresponding APR of 3.937%. The shorter-term 15-year fixed loan is quoted at 3.250% with a 3.341% APR. For buyers who want an ARM, Capital One advertises the popular 5/1 ARM at 2.875% locked for five years with a starting APR of 2.852%. The 7/1 adjustable rate loan is quoted at 3.000% for the first seven years with a 2.933% APR to start.
Capital One Financial offers larger conforming loans in designated high-cost areas. A larger 30-year mortgage is quoted at 3.875% today with a 3.935% today. The shorter-term 15-year loan with a balance exceeding $417,000 is quoted at 3.125% today with a 3.194% APR. A larger 5/1 ARM is advertised at 3.000% locked for five years with a starting APR of 2.864%. Capital One offers a larger 7/1 ARM at 3.250% for the first seven years with an APR of 3.017% to start.
The best rates at Capital One are reserved for jumbo loan borrowers. A 30-year jumbo loan is quoted at 3.750% with a 3.781% APR, while the shorter-term 15-year fixed jumbo mortgage is offered at 3.500% today with a 3.556% APR. Buyers can lock into a 5/1 jumbo ARM at 2.500% for the first five years with a starting APR of 2.694%.
Capital One Refinance Rates
Capital One offers the standard 30-year fixed refi loan at 4.000% today with an APR of 4.063%. The shorter-term 15-year refinance loan is quoted at 3.375% with a 3.468% APR. Capital One Financial advertises the 5/1 refi ARM at 3.125% for the first five years with a 2.929% APR. Homeowners can lock into a 7/1 ARM refinance at 3.250% today for the first seven years with a 3.030% APR to start.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
For comments and suggestions, leave a message in the comments section below. Like and Follow our Facebook page for more stories and to stay up-to-date with the latest happenings.